Travel insurance

don’t know anyone who actually likes buying travel insurance. It’s often half the cost or more of your first plane ticket (that is, if you’re Nomad-ing for three or more months) and just getting the right one can be the sort of task that makes you want to chuck the whole travel protection plan for a bottle of vitamine C and ecanatia root. But you know that when you’re going to be out there for more than a week, then you’d be wise to latch onto some good travel insurance.

the NuNomad has compared three of the most well-known travel insurance providers (World Nomads, STA Travel, and AG Travel Guard) and has found that there really can be a big savings had for those who do their research. Do keep in mind that one needs to look at the policy details for a more accurate comparison. Prices are quoted in US Dollars, based on the basic packages of each insurance provider.

Period of coverage: 3 months.

The Companies:World Nomads STA Travel Travel Guard

Price (3 months)

$171$240$346*

What’s Covered

Trip Cancellation$5,000Covers total trip cost ($20,000
Max)
Covers your travel investment.
Trip Cost Interruption$5,000Covers total trip cost ($20,000
Max)
100% of trip cost.
Trip Interruption – Return Air Only$5,000Covers total trip cost ($20,000
Max)
$500
Trip DelayThe unused part of your prepaid expensesMax $250$500 (up to $100/day)
Lost, Stolen, Damaged Baggage and belongings.$2,500 ($500 maximum coverage
for computer and electronics.)
$1,500 ($500 maximum coverage
for computer and electronics.)
$500 ($500 maximum coverage
for computer and electronics.)
Baggage DelayNot covered.$500$100
Medical Expenses$100,000 (Includes
emergency dental.)
$100,000$10,000.Includes $500 max. emergency
dental.
Emergency Medical Transport /Evacuation$500,000$250,000$100,000
Travel Accident (death & dismemberment) $10,000$50,000 (Air common carrier.
$20,000 for any other circum.)
Available on upgraded plans.
Rental Car CoverageNot covered.Not covered.Available on upgraded plans.
PolicyPolicy details.Policy
details.
Policy
details.
AdditionalCovers many often excluded items such as kidnapping, snow
sports and sporting equipment (up to $1000).
*Price is based on a 34 year-old traveling from the USA overseas within
the Basic Plan.
*Price is based on a 38 year-old traveling from the USA overseas within
the Basic Plan.
World Nomads Travel InsuranceSTA Travel: Student Travel Expertsnull