don’t know anyone who actually likes buying travel insurance. It’s often half the cost or more of your first plane ticket (that is, if you’re Nomad-ing for three or more months) and just getting the right one can be the sort of task that makes you want to chuck the whole travel protection plan for a bottle of vitamine C and ecanatia root. But you know that when you’re going to be out there for more than a week, then you’d be wise to latch onto some good travel insurance.
the NuNomad has compared three of the most well-known travel insurance providers (World Nomads, STA Travel, and AG Travel Guard) and has found that there really can be a big savings had for those who do their research. Do keep in mind that one needs to look at the policy details for a more accurate comparison. Prices are quoted in US Dollars, based on the basic packages of each insurance provider.
Period of coverage: 3 months.
| The Companies: | World Nomads | STA Travel | Travel Guard |
|---|---|---|---|
Price (3 months) |
$171 | $240 | $346* |
What’s Covered |
|||
| Trip Cancellation | $5,000 | Covers total trip cost ($20,000 Max) |
Covers your travel investment. |
| Trip Cost Interruption | $5,000 | Covers total trip cost ($20,000 Max) |
100% of trip cost. |
| Trip Interruption – Return Air Only | $5,000 | Covers total trip cost ($20,000 Max) |
$500 |
| Trip Delay | The unused part of your prepaid expenses | Max $250 | $500 (up to $100/day) |
| Lost, Stolen, Damaged Baggage and belongings. | $2,500 ($500 maximum coverage for computer and electronics.) |
$1,500 ($500 maximum coverage for computer and electronics.) |
$500 ($500 maximum coverage for computer and electronics.) |
| Baggage Delay | Not covered. | $500 | $100 |
| Medical Expenses | $100,000 (Includes emergency dental.) |
$100,000 | $10,000.Includes $500 max. emergency dental. |
| Emergency Medical Transport /Evacuation | $500,000 | $250,000 | $100,000 |
| Travel Accident (death & dismemberment) | $10,000 | $50,000 (Air common carrier. $20,000 for any other circum.) |
Available on upgraded plans. |
| Rental Car Coverage | Not covered. | Not covered. | Available on upgraded plans. |
| Policy | Policy details. | Policy details. |
Policy details. |
| Additional | Covers many often excluded items such as kidnapping, snow sports and sporting equipment (up to $1000). |
*Price is based on a 34 year-old traveling from the USA overseas within the Basic Plan. |
*Price is based on a 38 year-old traveling from the USA overseas within the Basic Plan. |
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